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  <responseDate>2026-09-21T11:42:17Z</responseDate>
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      <header>
        <identifier>oai:meral.edu.mm:recid/00008172</identifier>
        <datestamp>2024-08-30T05:30:35Z</datestamp>
        <setSpec>1582963436320</setSpec>
        <setSpec>1582963436320:1582965701379</setSpec>
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          <dc:title>The Effectiveness of Credit Financing on the Growth of SMEs (A Case of Selected SMEs in Monywa Industrial Zone) (Win Myat Aye, 2019)</dc:title>
          <dc:creator>Win Myat Aye</dc:creator>
          <dc:description>This study was conducted to find out the relationship between credit 
financing and the growth of Small and Medium Enterprises in Monywa Industrial 
Zone. The study was set to address the following specific objectives: to examine 
the nature of credit financing facilities offered to the small and medium 
enterprises at Monywa Industrial Zone, to determine the level of growth of small 
and medium enterprises at Monywa Industrial Zone , to determine the 
relationship between credit financing facilities and growth of small and medium 
enterprises. The researcher used a descriptive and analytical research design to 
establish a relationship between the two variables and to exhaust all areas in the 
research. A sample size of 100 Small and Medium Enterprises from Monywa 
Industrial Zone was used and sampled. The findings indicated that 75% 
respondents were in agreement that credit financing is very important for the 
growth of their businesses. The overall evaluation of the study found out a 
positive relationship between credit financing and growth of Small and Medium 
Enterprises in Monywa Industrial Zone. The have a look at concludes that credit 
financing facilities are very paramount for the increase of Small and Medium 
Enterprises. The study recommended that among other things, there is need to 
revise the lending policies, terms and conditions for loans, so that they favor the 
Small and Medium Enterprises. In addition, the interest fees on loans need to be 
reduced.</dc:description>
          <dc:date>2019-12-02</dc:date>
          <dc:identifier>https://meral.edu.mm/records/8172</dc:identifier>
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