2026-05-01T08:40:59Z https://meral.edu.mm/oai

oai:meral.edu.mm:recid/00007877 2021-12-13T04:30:40Z 1607960099348 1607960099348:1608034815190 user-scu

Influencing Factors on Saving Behavior among Staff of Universities in Sagaing Daw Hlaing Phyo Wai The research is conducted to analyze the saving behavior of university staff in Sagaing with factors of financial literacy, parental socialization, peer influence and self-control. The primary data is collected from staff of 2 universities in Sagaing through questionnaires by using twostage sampling method. After analyzing the collected data, the results show that there is significant relationship between financial literacy, peer influence, self-control and saving behavior. This research can support the local commercial banks to get loyal clients especially university staff by developing relevant strategies. Government can benefit from the research to appear the awareness about the effective savings among university staff by raising their financial literacy 2020-11-01 http://hdl.handle.net/20.500.12678/0000007877 https://meral.edu.mm/records/7877